Terms of service
Last updated 29 October 2026
DRAFT – to be reviewed by legal. This text is a placeholder structure. It is not legal advice and must be reviewed and completed before launch.
1. About these terms
These terms apply between [TODO: Paneo legal entity name] (“Paneo”) and the company that signs up for the Paneo platform (“Customer”).
2. The platform
Paneo is a software platform that lets the Customer set up equipment shops for its employees, manage devices and order related services.
3. Partners
Leasing and financing are provided by regulated financing partners, and insurance by licensed insurers. Those services are governed by separate agreements between the Customer and the relevant partner. Paneo is not a bank, lender or insurer. [TODO: name partners and link their terms]
4. Plans and fees
Plans, fees and what counts as an active employee are described on the pricing page. Self-serve plans have no setup fee and no minimum term. [TODO: billing, invoicing and payment terms]
5. Customer responsibilities
[TODO: acceptable use, account security, accuracy of company information]
6. Data protection
Paneo processes personal data on behalf of the Customer under a data processing agreement. [TODO: link DPA]
7. Liability
[TODO]
8. Termination
The Customer can cancel a self-serve plan at any time, effective at the end of the current billing month. Leases and insurance policies continue under their own terms. [TODO]
9. Governing law
[TODO: governing law and venue]